We will assess what contribution you, your parents or husband, wife, civil partner or partner should make to your tuition fees and living costs, as appropriate. Once we work out the contribution, we will apply it to your income-assessed student support in the following order:
- tuition fees (only if you are studying at a UK university or college outside Scotland and started your course of study before 2006-2007);
- any income-assessed grants due to you;
- the income-assessed part of the student loan;
- any travel expenses due to you.
If the contribution we assess is more than the income-assessed part of the support due to you, you will not receive payment towards the income-assessed part of the support.
For example, If you are studying in Scotland and are applying for the maximum loan of £4,510 of which £3,620 is income assessed and your parents' contribution is £3,800, we will pay your tuition fees and you will receive the non income-assessed loan only of £890 a year. This is because we have used up all your parents' contribution against the income-assessed part of the loan. We will then offset the balance of your parents' contribution of £180 that we have not yet used against any claim you make for travel expenses.
If your parents contribution is less than the income-assessed loan of £3,620, we will pay your tuition fees, the balance of the income-assessed loan after taking off your parents' contribution and the non income-assessed loan. Also there will be no contribution left to apply to your claim for travel expenses. See tables below for more examples
| Maximum loan |
Income assessed loan |
Minimum loan |
Income |
Contribution | Unused contribution |
Loan due |
|---|---|---|---|---|---|---|
| £4,510 |
£3,620 |
£890 |
£32,000 |
£972 |
£0 |
£ |
| £4,510 |
£3,620 |
£890 |
£42,000 |
£2,083 |
£0 |
£ |
| £4,510 |
£3,620 |
£890 |
£52,000 |
£3,293 |
£0 |
£ |
| £4,510 |
£3,620 |
£890 |
£57,000 |
£4,062 |
£442 |
£890 |
| £4,510 |
£3,620 |
£890 |
£62,000 |
£4,832 |
£1,212 |
£890 |
| Maximum loan |
Income assessed loan |
Minimum loan |
Income |
Contribution | Unused contribution |
Loan due |
|---|---|---|---|---|---|---|
£4,510 |
£3,620 |
£890 |
£32,000 |
£1,365 |
£0 |
£ |
£4,510 |
£3,620 |
£890 |
£42,000 |
£2,476 |
£0 |
£ |
£4,510 |
£3,620 |
£890 |
£52,000 |
£3,686 |
£66 |
£890 |
£4,510 |
£3,620 |
£890 |
£57,000 |
£4,455 |
£835 |
£890 |
£4,510 |
£3,620 |
£890 |
£62,000 |
£5,225 |
£1,605 |
£890 |